EOFY Exclusive: 3 Months Interest-Free Finance & $0 Application Fee
Kickstart FY26 with immediate access to working capital to grow your business.
Offer ends July 31. Don’t miss out!
Quick Online Enquiry
Completing this form only takes a few moments and does not leave a credit mark.
Why should I go with OptiPay?
Low Risk – Protection against your client not paying you or defaulting on payment
If you issue invoices and your client (the debtor) fails to pay, and your business has not committed a fraudulent transaction, then OptiPaySecure™ steps in and protects you and covers up to 90% of the funding provided as well as the legal costs to chase your client (debtor). This is unlike business loans where you run the risk of losing your business as well as personal assets in the event of default by your client.
Low Cost
With OptiPay you are not locked into repayments on a daily, weekly, or monthly schedule. In fact, there are no repayments at all because OptiPay is not a bank or like other ‘unsecured’ cash flow lenders and does not force businesses into ongoing loan facilities with fixed repayment terms. All you pay is a low pre-agreed fee and only at the time when your client pays their invoices.
No Hidden Fees
Extra fees are so common in business lending that SMEs have gotten used to them – but they shouldn’t accept them! It’s worth looking at a short, non-exhaustive list of fees OptiPay does NOT charge compared to other lenders.
Available to all Australian businesses
OptiPay’s invoice finance facility is available to every Australian business that invoices other businesses (B2B). We offer flexible funding facilities ranging from $100,000 to $10.0 million. Even if you can’t get a business loan or overdraft, you can qualify for invoice financing as it is based on your current sales, not your past.
Fully Flexible Option without Long Lock-in Periods
Flexible and tailored funding solution for your business. Your business is not burdened with long ongoing contracts and repayment schedules. You can raise the cash flow against your debtors ledger whenever it suits you and your requirements.
Easy & fast application process
Apply online from the comfort of your home or business, no unnecessary paperwork. Get up to 90% of your invoices paid within 24-hours of approval. Our simple online system gives you full control over your financing.
OptiPay Funding Process
Quick same-day setup
- No application or set-up fees
- No property security required
Select your invoices and upload
- Choose only the invoices you want funded
- No fees as you add more debtors
Due diligence
- OptiPay checks the credit rating of your debtors and verifies each invoice
- Open and honest appraisals
Access up to 90% of your cash up front
- Get up to 90% of your invoices paid to you without any hold backs or fees
- Get your money within just 24 hours of approval
Access balance of cash
- The more you cash-flow with OptiPay, the lower the discount fee can become
- The balance due on your invoices are paid to you when your client pays their invoice, less a pre-agreed discount rate
- OptiPay is paid when you are paid and not before
EOFY Offer Ends July 31
In order to qualify for this end of financial year offer, you must enquire by July 31, 2025.
Access your cash tied up in unpaid invoices
No property security required
Facilities grow with your business
Trusted by hundreds of Australian businesses
Expert support from our local team
T&Cs apply, including;
- The more you cash-flow with OptiPay, the lower the discount fee can become
- The balance due on your invoices are paid to you when your client pays their invoice, less a pre-agreed discount rate
- OptiPay is paid when you are paid and not before
Quick Online Enquiry
Completing this form only takes a few moments and does not leave a credit mark.
Here’s why Our Clients choose OptiPay
This is Paul, he is one of the directors of UVS, a labour-hire provider to the construction industry. Here’s what he has to say about how OptiPay was able to help his business grow and succeed. Contact an OptiPay expert today to see how we can help you.
Why Invoice Finance?
No Hidden Fees
No property security required and no hidden fees.
It’s 100% Flexible
We’ll provide the flexibility you require in order to manage your cash flows. No long lock-in contracts either.
Funding In 24 Hours
Don’t wait weeks or months for your money. Funding in 24 hours after approval of your fundal limit.
Claim our EOFY Offer
$0 Application Fee & 3 Months Interest-Free. Ends July 31, 2025.
Enquire to find out more.
It’s quick, confidential and obligation-free.