Wholesale Industry Funding Solutions

OptiPay specialises in providing funding solutions for the transport and logistics industry, because we understand that you need to solve your cash flow delays to keep your company moving.

Speak to OptiPay today about the right funding solution to optimise your business’ working capital cycle.

How Wholesale Trade works

As a Wholesale business, a key element of your profitability is managing the cash flow gap between having to pay your
suppliers, whether international or domestic, and collecting payment for goods sold to your customers.

To be a successful wholesaler, you need a strategy to help you manage the time lag dilemma between outgoing and
incoming payments and be able to smooth cash flow to keep your options open for growth opportunities.

OptiPay’s finance facilities for the wholesale industry provide a range of fast, flexible, fair and affordable solutions to resolve your cash flow challenges.


Access a Line of Credit to pay your suppliers. Learn More


Unlock the cash tied up in your unpaid invoices. Learn More




Access cash from the stock held in your inventory.
Learn More

Business Line
of Credit

A business overdraft
without the restrictions.
Learn More


Business Line of

Invoice Finance

OptiPay will give you up to 90% of the invoice value as cash within 24 hours of delivery of the product to your buyer. Learn More

Trade Finance

Pay your suppliers now with OptiPay and make repayment in 90 days. Learn More

Inventory Finance

Fund the purchase of stock and pay OptiPay when you sell the product. Learn More

Business Line of Credit

A revolving Line of Credit that can be used to pay suppliers, sub-contractors or other creditors with flexible repayment periods tailored to suit your businesses cash cycle without the need for property security. Learn More

Quick Online Enquiry

It will only take a few seconds & will not affect your credit rating.
Note: OptiPay funding solutions are only suitable for businesses with annual revenues of $1m+ per annum.

For more information about how OptiPay can help accelerate your business growth please Get in touch today.

Discover why so many Australian businesses are choosing OptiPay.

We’ve Funded Over a Billion Dollars to Australian Businesses

Our Customers Have Rated Us “Great”
OptiPay Cash Flow Finder