Transport and Logistics Funding Solutions

OptiPay specialises in providing funding solutions for the wholesale industry, because we understand the role a healthy cash flow can play in your business’ success and profits.

Speak to OptiPay today about the right funding solution to optimize your business’ cash flow and bridge
the gap in your working capital cycle.

Transport and Logistics

Whether you are an owner driver with one truck or running an entire fleet, the transport and logistics industry is a
challenging one, particularly when it comes to managing working capital and cash flow. Volatile fuel prices combined
with high operational costs like; driver training and ccreditation, toll charges, insurance, and vehicle maintenance, put
extreme pressure on any transport business’ cash resources.

Fuel often needs to be paid within 7 days and drivers need to be paid weekly. While your customers often have lengthy
credit terms, often 45 days EOM, making a working capital gap and a cash flow shortage a regular problem. This can
cause serious issues for a transport company when it wants to expand or is pitching for new business, and not everyone
has a contingency fund big enough to cover it.

OptiPay’s transport finance facilities provide a range of fast, flexible, fair and affordable solutions — both selective and
full ledger invoice finance — which allows your transport business to bridge the cash flow gap without putting up your
vehicles as collateral.


Access a Line of Credit to pay your suppliers. Learn More


Unlock the cash tied up in your unpaid invoices. Learn More




Access cash from the stock held in your inventory.
Learn More

Business Line
of Credit

A business overdraft
without the restrictions.
Learn More


Business Line of

Invoice Finance

OptiPay will give you up to 90% of the invoice value as cash within 24 hours of delivery of the product to your buyer. Learn More

Trade Finance

Pay your suppliers now with OptiPay and make repayment in 90 days. Learn More

Inventory Finance

Fund the purchase of stock and pay OptiPay when you sell the product. Learn More

Business Line of Credit

A revolving Line of Credit that can be used to pay suppliers, sub-contractors or other creditors with flexible repayment periods tailored to suit your businesses cash cycle without the need for property security. Learn More

Quick Online Enquiry

It will only take a few seconds & will not affect your credit rating.
Note: OptiPay funding solutions are only suitable for businesses with annual revenues of $1m+ per annum.

For more information about how OptiPay can help accelerate your business growth please Get in touch today.

Discover why so many Australian businesses are choosing OptiPay.

We’ve Funded Over a Billion Dollars to Australian Businesses

Our Customers Have Rated Us “Great”
OptiPay Cash Flow Finder