Find Cash for your Business in Just 3 Minutes

OptiPay is here to help solve cash flow challenges that a business may have by giving you access to tomorrow’s cash flow today. Our business financing solutions can turn your invoices into cash in as little as 24 hours.

In around 3 minutes you can find out which is the optimal funding solution for your business, and how much cash you are eligible to receive.

Find My Cash

Rated 4.9 out of 5 in Trustpilot

As featured In

OptiPay (Formerly TIM Finance)
Has Funded

$ 0 bn
Over $1 Billion Funded
350 Australian Businesses Helped
Years of Experience

Is OptiPay A Good Fit
For My Business?

If your business is a B2B business that is turning over at least $1million annually, and issues invoices to your customers on credit terms for goods delivered or services performed – then OptiPay can probably help you with an Invoice Finance solution. If you need help with:

Invoice finance unlocks the money tied up in your issued but unpaid invoices, by giving you cash upfront, instead of waiting 30 to 60+ days for an invoice to be paid.

Talk to an OptiPay expert today

Interest free offer applies to new clients that contract with OptiPay from 25 August 2022 for a minimum 18 month term. There will be no interest charged on drawn funds for the first 90 days. Interest will be charged from day 91 onwards at the rate detailed in your Agreement. Other fees and charges still apply.

OptiPay Platform Integrations

OptiPay’s accounting interface is quick to setup and integrates seamlessly with your accounting software to help to manage your money and pay suppliers.
OptiPay Cash Flow Finder