Let OptiPay Help You Help Your Clients

OptiPay partners with brokers who are focused on providing their clients with top tier, tailored financial solutions. We work with our referral partners to help Australian business owners access cash flow and working capital, whilst augmenting their own income – our partners receive market leading ongoing referral compensation. It’s a win-win solution! Sign up, for free, today.

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OptiPay Broker Partner

If you don’t want to make referrals just yet, sign up anyway to receive exclusive offers and updates!

Referral Partners

If you’re a finance broker who is determined to see their clients succeed, then you should partner with OptiPay!

Together, we can help your clients access the cash flow funding they need to expand operations and scale their business. At OptiPay, we take care of stakeholders.

That’s why we offer the highest referral fees to our partners and implement invoice funding solutions faster than anyone else.

We’d love to work with you to create a tailored funding solution for your clients, be it Invoice Finance, Trade Finance, Inventory Finance or even Business Line of Credit in conjunction with an Invoice Finance facility.

Sign up in the box on the left to learn more.

We’d love to understand the types of businesses and owners you work with so that we can tailor a unique funding solution for your clients, be it Invoice Finance, Trade Finance, Inventory Finance or even Business Line of Credit.

OptiPay's Impact To-Date

Over $1 Billion Funded
$ 0 bn
350 Australian Businesses Helped
Years of Experience

Why partner with OptiPay?


We’ve created innovative funding solutions for hundreds of businesses, by providing over $1 Billion in funding to Australian small businesses for almost a decade. All this without the need for property security.

Lucrative Commissions

Our partner-direct referral program means that you earn industry-best, trailing commissions for the lifetime of the clients every month for as long as your client continues to fund with us.

Quick and Simple

Our application and approval process is quick and simple with funding available within 24 hours after account approval.

Customer Support

Our customer support team is the best there is! We’ll help you and hand hold your client to ensure that they are 100% happy with the funding solution we provide. Nothing is too much trouble for our support staff.

Marketing Support

OptiPay will support you with marketing to clients, finding new clients and growing your business.


You do not need to be a member of any aggregation firms to refer clients to OptiPay, nor do you need to complete any accreditation training. Simply identify a client that requires a finance solution and refer them to us to qualify for the commission payment.

How it Works?

We have easy to use tools to guide you through the whole process.

Register as a partner

Market our solutions to your clients and we’ll customise the best funding solution for them.

Start marketing

No upfront Application fees, no property security required and no hidden fees.

Build your revenue streams

Build ongoing trail commissions from all our products with no maximum payout.

Register as
Referral Partner

It will only take a few seconds & will not affect your credit rating.

Why do brokers choose OptiPay as a partner?

OptiPay is one of Australia’s leading business finance providers. Using our near decade experience structuring cash flow funding solutions worth over a billion dollars to many hundreds of Australian companies, we help businesses grow by optimizing their working capital cycle and solving cash flow challenges.

Fastest to Market

Our speed to market is unmatched! We can turn invoices to cash within 24 hours, even if they aren’t due for 90 days

Flexible Financing

We structure our solution to compliment your client’s business, offering a personalized service every time

Friendly Service

When it comes to something as important as cash flow, we know you want to deal with real people who will go above and beyond, so that’s precisely what we offer

Favourable Referral Commission

We take care of our clients and our referral partners, that’s why we offer the highest, ongoing referral commission in the market

What Our Brokers Say About Us

What sets OptiPay apart is their personalised approach to structuring working capital solutions that fit my clients requirements. Their attention to detail has been instrumental in helping my clients grow their business and it speaks volumes to their expertise.  

OptiPay’s ability to understand the needs of the client and implement facilities quickly is a significant benefit for businesses who require immediate access to cash flow. Their team is professional and goes above and beyond for their clients – I know when I refer a client to OptiPay their needs will be met and they will receive exceptional service.”   

Tom Chirnside, Rebus Capital Partners – Business Advisor

OptiPay Cash Flow Finder