Are You Confident With Your Business Cash Flow?
Strong cash flow is important for businesses regardless of size. Does your business encounter lumpy cash flows or do you need cash flow to help grow your business? If so, then talk to OptiPay and find out how you can get a consistent stream of money coming into your business with a Cash Flow Finance solution.
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A smart Cash Flow Loan or often called a Line of Credit is Invoice Finance.
OptiPay offers a flexible funding solution called Invoice Finance which is like a cash flow loan or line of credit, but without the high fixed interest charges and rigid terms like a traditional loan.
OptiPay’s line of credit or what we call Invoice finance offers a great alternative to business overdrafts and unsecured non-bank loans by leveraging the thousands of dollars which businesses have tied up in unpaid invoices (sales ledger). By unlocking the cash from the accounts receivable ledger and getting that money today, a business can often meet all its finance requirements without having to sign up to a loan or give away equity.
No need to resort to high-interest traditional loans or wait 30 to 45+ days for your clients to pay your invoices. Turn your outstanding invoices into cash within 24 hours and meet your cash flow requirements with ease.
Quick Online Enquiry
As featured In
How much money
can I get?
Typically, you receive up to 90% of your invoice/s value up front, in cash. You then receive the balance of the invoice/s, less the TIM agreed discount fee when your debtor/s pay your invoice/s.
You can get as much as 90% of your total accounts receivable ledger, at any given time. Get in touch with us to find out how much money you could raise today.
Ok, how much does this
REALLY cost?
Invoice Finance Offers A
Great Solution To
- Small and medium size businesses that need working capital to keep growing.
- Companies with revenue of at least $1.0m per annum or more and who have at least 4 regular paying customers
- For businesses that are coming out of a tough trading environment that need cash today to bridge the gap between invoicing customers and getting paid
- Seasonal cash flow fluctuations
OptiPay Funding Process
Quick same-day setup
- No application or set-up fees
- No long lock-in contracts
- No property security required
Select your invoices and upload
- Choose only the invoices you want funded
- No fees as you add more debtors
Due diligence
- OptiPay checks the credit rating of your debtors and verifies each invoice
- Open and honest appraisals
Access up to 90% of your cash up front
- Get up to 90% of your invoices paid to you without any hold backs or fees
- Get your money within just 24 hours of approval
Access balance of cash
- The more you cash-flow with OptiPay, the lower the discount fee can become
- The balance due on your invoices are paid to you when your client pays their invoice, less a pre-agreed discount rate
- OptiPay is paid when you are paid and not before
Here is what you get with OptiPay:
- Get funding within 24 hours of providing the required information
- Only pay for what you use when you use it
- No establishment fees
- No ongoing interest charges
- You make no repayments at all, as your debtor pays their invoice so you can then access the funds again (revolving facility)
- Easy, quick online funding process
- No property security required
- The amount of funding is based on your sales not on your debt or ATO position of the business
Here’s why Our Clients choose OptiPay
This is Paul, he is one of the directors of UVS, a labour-hire provider to the construction industry. Here’s what he has to say about how OptiPay was able to help his business grow and succeed. Contact an OptiPay expert today to see how we can help you.
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