2026 FMCG CASH FLOW INDEX TOOL

Your cash flow has a score.
Find out what it is.

Working capital pressure is felt long before it shows up in reports. This free diagnostic tool gives you a structured view of where the pressure really sits… and how urgent it is.

Download the Index Too

Free Excel tool.
Complete in 5 minutes and take control of your cash flow.

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Cash flow pressure

Your CCC level and whether it's improving

Growth constraint risk

Funding limits holding back revenue

Debtor concentration

Exposure to key retail customers

Working capital efficiency

DSO, DIO and DPO alignment

Your pressure tier, benchmarked on a 0 - 100 scale

Who is OptiPay?

OptiPay is one of Australia's leading business finance providers

With almost a decade of experience structuring cash flow funding solutions worth over a billion dollars to hundreds of Australian companies, we have learnt a thing or two about how to optimise the working capital cycle and solve cash flow challenges for businesses, in order to help them grow.

Always innovating, we continue to look for new solutions to help businesses overcome the challenge of smoothing cash flow. OptiPay has structured specialist invoice financing and tailored funding solutions for businesses in the manufacturing, wholesale trade, NDIS, labour hire, transportation & logistics, professional services, and many other industries. Whatever your business finance needs, OptiPay will have the optimal solution — without the need for personal property security and generally without recourse to your business with the implementation of our market leading trade credit insurance to protect your business in the event of your customers insolvency. Smart and innovative, business finance is simply better with OptiPay!

OptiPay has Funded

Funded to Australian businesse

$ 0 bn+

Australian Businesses Helped

0

Years of Experience

0
OptiPay Cash Flow Finder