Are You Confident With Your Business Cash Flow?

Strong cash flow is important for businesses regardless of size. Does your business encounter lumpy cash flows or do you need cash flow to help grow your business? If so, then talk to OptiPay and find out how you can get a consistent stream of money coming into your business with a Cash Flow Finance solution.

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A smart Cash Flow Loan or often called a Line of Credit is Invoice Finance.

OptiPay offers a flexible funding solution called Invoice Finance which is like a cash flow loan or line of credit, but without the high fixed interest charges and rigid terms like a traditional loan.

OptiPay’s line of credit or what we call Invoice finance offers a great alternative to business overdrafts and unsecured non-bank loans by leveraging the thousands of dollars which businesses have tied up in unpaid invoices (sales ledger). By unlocking the cash from the accounts receivable ledger and getting that money today, a business can often meet all its finance requirements without having to sign up to a loan or give away equity.

No need to resort to high-interest traditional loans or wait 30 to 45+ days for your clients to pay your invoices. Turn your outstanding invoices into cash within 24 hours and meet your cash flow requirements with ease.

Quick Online Enquiry

It will only take a few seconds & will not affect your credit rating.

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How much money
can I get?

Typically, you receive up to 90% of your invoice/s value up front, in cash. You then receive the balance of the invoice/s, less the OptiPay agreed discount fee when your debtor/s pay your invoice/s.

You can get as much as 90% of your total accounts receivable ledger, at any given time. Get in touch with us to find out how much money you could raise today.

Ok, how much does this
REALLY cost?

OptiPay has no application fees to establish your Funding Account. So, there are no upfront fees before you receive funds from OptiPay.
All you pay is a one-off amount on the invoices funded which is typically less than 2% of the invoice value and only when your debtors pay their invoices. What this means is that you make no interest repayments at all. Yes, That’s it. Simple and fair.

Invoice Finance Offers A
Great Solution To

OptiPay Funding Process

5 simple steps to secure funding

Quick same-day setup

Select your invoices and upload

Due diligence

Access up to 90% of your cash up front

Access balance of cash

Here is what you get with OptiPay:

Here’s why Our Clients choose OptiPay

This is Paul, he is one of the directors of UVS, a labour-hire provider to the construction industry. Here’s what he has to say about how OptiPay was able to help his business grow and succeed. Contact an OptiPay expert today to see how we can help you.

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OptiPay Platform Integrations

OptiPay’s accounting interface is quick to setup and integrates seamlessly with your accounting software to help to manage your money and pay suppliers.
OptiPay Cash Flow Finder