The 2017 Australian Business Lending Landscape
The fact that the Australian business lending landscape is expected to change as 2017 plays out should come as a surprise to nobody. Lending as a concept is incredibly fluid, and small changes here or there can snowball into much larger adjustments that affect the majority of businesses across the country. Understanding exactly how the […]
Managing Cash Flow Issues With OptiPay: Loren Turnball Testimonial
If your business is looking for a flexible, invoice financing solution try out our flexible invoice finance calculator here. We have no applications fees, no monthly admin fees and no up-front fees. Hear Loren’s experience with us in the tesOptiPayonial below. Who is OptiPay? OptiPay, one of Australia’s leading business finance providers, has been dedicated […]
Growing Your Business – The Essential Checklist
The expansion of a business is an exciting prospect, one filled with the promise of an extended reach and higher profits. Your growth may be fueled by the need to meet surging demand in an area of your product line, or you might see a new opportunity in your industry or a related market. You […]
The Power of Digital Marketing for Brand Awareness
Way back in the day, Shakespeare wrote, “All the world’s a stage, and all the men and women merely players”. Today, the stage has changed, and we mere players are making our mark on a new digital platform with ever growing ease and enthusiasm. From consumers to corporates, nations to NGO’s, everyday Australians are posting, […]
The Slow Cash Slowing You Down (Net Operating Cash Flow — NOCF)
Nearly every business, regardless of the size, has problems meeting their regular obligations at one time or another. Standard expenses like paying suppliers, meeting payroll obligations, lease payments for property, and debt payments must all be done on a regular basis. To meet these obligations, companies depend on their accounts to be paid in a […]
“Oils Ain’t Oils” and Business Cash-Flow Finance Should Not Cause a Cash-Flow Problem
For those of us who’ve been around long enough to remember the ‘Oils Ain’t Oils’ advertisement, it is an apt reminder that not all business cash flow finance is the same beast. In fact far from it. Far too many businesses sign up to long term loan contracts only to learn that the devil in […]
SME Cash Flow Tips for 2017
Most companies stall or fail not because of bad product but because of bad cash flow. If you are among the SMEs that leave invoices outstanding, then you are a part of a $76 billion shortfall that sees half of companies completely fail before they reach year 4 of operations. 40% of SMEs leave an […]
The Dangers of Inconsistent Cash Flow in Business
Is your business dealing with extended supplier payments or seasonal fluctuations? Perhaps your customers just can’t seem to pay on time. Whatever the cause of your cash-flow strife, you’re not alone. According to our latest press release, Australia’s two million small- and medium-sized enterprises (SMEs) are drowning in a sea unpaid customer bills, with businesses […]
How to Navigate the Domino Effect in the Mining Industry
Regardless of how much experience you have in the mining industry or how stable your business happens to be, late payments can spell trouble for just about anyone. Businesses may pay their suppliers late for an unfortunately large number of reasons, from lengthy internal approval processes to receiving the invoice later than they expected to […]
Invoice Financing vs. Invoice Factoring: What You Need To Know
Invoice Financing vs. Invoice Factoring:What You Need To Know A consistent cash flow is the lifeblood of a business. It is how an organisation is able to purchase stock, hire and train staff, diversify and ultimately expand its practises. But what happens when this lifeline is interrupted? It is a question and a challenge that […]