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Funding Solutions

OptiPay is a leading provider of funding solutions for Australian businesses. OptiPay’s finance facilities provide a range of fast, flexible, fair, and affordable solutions to resolve your cash flow challenges and help accelerate your business growth.

Find the optimal funding solution for your business now with OptiPay.

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1300 694 686

Our Funding Solutions

Whatever your financial needs, OptiPay can provide you with the optimal funding solution for your business from our flexible range of financial facilities and services.

Invoice Finance

Unlock the cash tied up in your unpaid invoices.
For businesses offering credit terms to their customers, have seasonal fluctuations, or simply needing working capital quickly and hassle free. OptiPay’s Invoice Finance funding solution will turn up to 90% of your outstanding invoices into cash within 24 hours of delivery of the product to your buyer.
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Trade Finance

Access a Line of Credit to pay your suppliers.
Get the cash flow you need to pay your suppliers, be it for imports, exports, or local supplies. OptiPay’s Trade Finance funding solution lets you focus on closing sales rather than worrying about how you are going to pay for the goods before you sell them.
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Inventory Finance

Access cash from the stock held in your inventory.
Drive your business growth with a Line of Credit secured by your inventory stock. With OptiPay’s Inventory Finance funding solution you can fund the purchase of new stock and pay us back when you sell the product. Perfect for seasonal businesses, Inventory Finance can provide a significant capital injection and ongoing working capital to help your business thrive.
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Business Line of Credit

Get your invoices paid upfront, while your clients can pay-in-4.

A revolving Line of Credit that can be used to pay suppliers, sub-contractors or other creditors with flexible repayment periods tailored to suit your businesses cash cycle without the need for property security.

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Here’s why Our Clients choose OptiPay

This is Paul, he is one of the directors of UVS, a labour-hire provider to the construction industry. Here’s what he has to say about how OptiPay was able to help his business grow and succeed. Contact an OptiPay expert today to see how we can help you.

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See Case Studies

We’ve Funded Over a Billion Dollars to Australian Businesses

Discover why so many Australian businesses are choosing OptiPay.
Our Customers Have Rated Us “Great”
5/5

Really Great Service

The level of service was amazing. I can't commend enough OptiPay's staff for their support and understanding. I would definitely do business with them again.
Russell Coleman

Very Professional

We were having cash flow problems due to sudden growth in our business. We dealt with OptiPay and their staff were so helpful, they were able to quickly solve our issues. I highly recommend them to anyone in need of invoice financing.
Julie Chalmers

Very Professional

We were having cash flow problems due to sudden growth in our business. We dealt with OptiPay and their staff were so helpful, they were able to quickly solve our issues. I highly recommend them to anyone in need of invoice financing.
Julie Chalmers
Get Tomorrow’s Cash Flow Today
OptiPay helps you find smarter ways to use your own cash and avoid the pitfalls of borrowing funds. We are always ready to help let the cash flow to help your business grow, and we do it in a fairer, faster, friendlier, more flexible, and far more affordable manner than a traditional business loan. Contact an OptiPay expert today to get started.
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To See How It Works

OptiPay offers several different funding solutions and services, one or more of which charges no interest and has no long lock in contract period, called the Fully Flexible funding option. Conditions, fees and charges apply to some of the Services provided, which may change, or we may introduce new ones in the future. Full details for all funding options (Services) including any fees and charges which may apply, is available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the funding agreements provided, for your selected funding solution (product/service), including all the Terms and Conditions contained in agreements provided, before proceeding. *T&Cs: Minimum 12-month invoice funding contract with OptiPay. Direct clients only, offer doesn’t apply to broker introduced clients. All standard credit terms and conditions apply including credit assessment. Not applicable to existing clients.

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