OptiPay specialises in providing funding solutions for the wholesale industry, because we understand the role a healthy cash flow can play in your business’ success and profits.
Speak to OptiPay today about the right funding solution to optimize your business’ cash flow and bridge
the gap in your working capital cycle.
Whether you are an owner driver with one truck or running an entire fleet, the transport and logistics industry is a
challenging one, particularly when it comes to managing working capital and cash flow. Volatile fuel prices combined
with high operational costs like; driver training and ccreditation, toll charges, insurance, and vehicle maintenance, put
extreme pressure on any transport business’ cash resources.
Fuel often needs to be paid within 7 days and drivers need to be paid weekly. While your customers often have lengthy
credit terms, often 45 days EOM, making a working capital gap and a cash flow shortage a regular problem. This can
cause serious issues for a transport company when it wants to expand or is pitching for new business, and not everyone
has a contingency fund big enough to cover it.
OptiPay’s transport finance facilities provide a range of fast, flexible, fair and affordable solutions — both selective and
full ledger invoice finance — which allows your transport business to bridge the cash flow gap without putting up your
vehicles as collateral.
OptiPay will give you up to 90% of the invoice value as cash within 24 hours of delivery of the product to your buyer. Learn More
Pay your suppliers now with OptiPay and make repayment in 90 days. Learn More
Fund the purchase of stock and pay OptiPay when you sell the product. Learn More
A revolving Line of Credit that can be used to pay suppliers, sub-contractors or other creditors with flexible repayment periods tailored to suit your businesses cash cycle without the need for property security. Learn More
Really Great Service
The level of service was amazing. I can't commend enough OptiPay's staff for their support and understanding. I would definitely do business with them again.Very Professional
We were having cash flow problems due to sudden growth in our business. We dealt with OptiPay and their staff were so helpful, they were able to quickly solve our issues. I highly recommend them to anyone in need of invoice financing.Very Professional
We were having cash flow problems due to sudden growth in our business. We dealt with OptiPay and their staff were so helpful, they were able to quickly solve our issues. I highly recommend them to anyone in need of invoice financing.OptiPay offers several different funding solutions and services, one or more of which charges no interest and has no long lock in contract period, called the Fully Flexible funding option. Conditions, fees and charges apply to some of the Services provided, which may change, or we may introduce new ones in the future. Full details for all funding options (Services) including any fees and charges which may apply, is available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the funding agreements provided, for your selected funding solution (product/service), including all the Terms and Conditions contained in agreements provided, before proceeding. *T&Cs: Minimum 12-month invoice funding contract with OptiPay. Direct clients only, offer doesn’t apply to broker introduced clients. All standard credit terms and conditions apply including credit assessment. Not applicable to existing clients.