Funding vs. Lending: understanding the difference

 There is a wide array of different reasons why a small business might need access to extra incoming cash at any particular moment. Sometimes, they need to deal with a sudden-yet-important extended supplier payment. Other times, they’re just looking for new ways to better deal with seasonal cash fluctuations. Often, they’re dealing with customers […]

The Power of Digital Marketing for Brand Awareness

Way back in the day, Shakespeare wrote, “All the world’s a stage, and all the men and women merely players”. Today, the stage has changed, and we mere players are making our mark on a new digital platform with ever growing ease and enthusiasm. From consumers to corporates, nations to NGO’s, everyday Australians are posting, […]

The Slow Cash Slowing You Down (Net Operating Cash Flow — NOCF)

Nearly every business, regardless of the size, has problems meeting their regular obligations at one time or another. Standard expenses like paying suppliers, meeting payroll obligations, lease payments for property, and debt payments must all be done on a regular basis. To meet these obligations, companies depend on their accounts to be paid in a […]

SME Cash Flow Tips for 2017

Most companies stall or fail not because of bad product but because of bad cash flow. If you are among the SMEs that leave invoices outstanding, then you are a part of a $76 billion shortfall that sees half of companies completely fail before they reach year 4 of operations. 40% of SMEs leave an […]

The Dangers of Inconsistent Cash Flow in Business

Is your business dealing with extended supplier payments or seasonal fluctuations? Perhaps your customers just can’t seem to pay on time. Whatever the cause of your cash-flow strife, you’re not alone. According to our latest press release, Australia’s two million small- and medium-sized enterprises (SMEs) are drowning in a sea unpaid customer bills, with businesses […]

How to Navigate the Domino Effect in the Mining Industry

Regardless of how much experience you have in the mining industry or how stable your business happens to be, late payments can spell trouble for just about anyone. Businesses may pay their suppliers late for an unfortunately large number of reasons, from lengthy internal approval processes to receiving the invoice later than they expected to […]

Invoice Financing vs. Invoice Factoring: What You Need To Know

Invoice Financing vs. Invoice Factoring:What You Need To Know A consistent cash flow is the lifeblood of a business. It is how an organisation is able to purchase stock, hire and train staff, diversify and ultimately expand its practises. But what happens when this lifeline is interrupted? It is a question and a challenge that […]

How to Steady Your Cash Inflow

People have a way of forgetting that cash flow involves a whole lot more than just money coming into your business. In many ways, it’s a crystal ball that lets you see into the future. If you know where you want to be, cash flow is the pivotal road map that lets you know how […]

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