Cashflow: The Biggest Killer Of Small Businesses
Invoice Financing, Not Business Loans, Can Beat The Late Payers Threatening Australian Business Running a business means taking charge of your future, and the rewards in terms of money, lifestyle and satisfaction are great. But no-one could claim that it’s the safe option: about two thirds of start-ups fail in their first three years, according […]
Debt Vs Invoice Funding: An In-depth Look
SMEs are deserting Australian banks for online lending firms, but high fees can mean the loans do more harm than good. Angus Sedgwick, CEO of OptiPay, says cash flow financing can provide a fairer and more flexible funding option for Australian businesses. Even before the report of the Small Business Loan Inquiry, which highlighted a […]
Eye On: Interview with Trade Finance Global
Trade finance has been a term that’s used over and over in a lot of business-related articles nowadays. So we interviewed James Sinclair at Trade Finance Global in order to properly introduce us to trade finance and how businesses can benefit from it. What is Trade Finance and how does it help businesses? Trade finance is an […]
Time Value of Money: Are you sure you are doing it right?
We all have ideas on how to make our business bigger, better or more efficient, and if they’ve not already been implemented it’s usually because money is an issue. Whether that’s because you don’t have it, or you’re not sure if the investment is worthwhile, considering the Time Value of Money should help you make […]
The 2017 Australian Business Lending Landscape
The fact that the Australian business lending landscape is expected to change as 2017 plays out should come as a surprise to nobody. Lending as a concept is incredibly fluid, and small changes here or there can snowball into much larger adjustments that affect the majority of businesses across the country. Understanding exactly how the […]
Managing Cash Flow Issues With OptiPay: Loren Turnball Testimonial
If your business is looking for a flexible, invoice financing solution try out our flexible invoice finance calculator here. We have no applications fees, no monthly admin fees and no up-front fees. Hear Loren’s experience with us in the tesOptiPayonial below. Who is OptiPay? OptiPay, one of Australia’s leading business finance providers, has been dedicated […]
Growing Your Business – The Essential Checklist
The expansion of a business is an exciting prospect, one filled with the promise of an extended reach and higher profits. Your growth may be fueled by the need to meet surging demand in an area of your product line, or you might see a new opportunity in your industry or a related market. You […]
The Power of Digital Marketing for Brand Awareness
Way back in the day, Shakespeare wrote, “All the world’s a stage, and all the men and women merely players”. Today, the stage has changed, and we mere players are making our mark on a new digital platform with ever growing ease and enthusiasm. From consumers to corporates, nations to NGO’s, everyday Australians are posting, […]
The Slow Cash Slowing You Down (Net Operating Cash Flow — NOCF)
Nearly every business, regardless of the size, has problems meeting their regular obligations at one time or another. Standard expenses like paying suppliers, meeting payroll obligations, lease payments for property, and debt payments must all be done on a regular basis. To meet these obligations, companies depend on their accounts to be paid in a […]
“Oils Ain’t Oils” and Business Cash-Flow Finance Should Not Cause a Cash-Flow Problem
For those of us who’ve been around long enough to remember the ‘Oils Ain’t Oils’ advertisement, it is an apt reminder that not all business cash flow finance is the same beast. In fact far from it. Far too many businesses sign up to long term loan contracts only to learn that the devil in […]