Deep Diving
Our new client provides specialised saturation diving, underwater CIVIL and major recovery of assets for Australian and Global businesses. They needed a funding partner who would take the time to understand their unique requirements and also assist with terms when completing a tender for international debtors. The client had explored a number of options, however, […]
What Barriers are Stopping Your Business Reaching the ‘Next Level’ of Growth?
You’ve pitched your idea; done your research; maybe you quit your job and re-mortgaged the house. The first two years you made almost no money, investing all available funds into your business. But you made it, right? Congratulations, you certainly did! Starting a business is hard. Getting a small business established is even tougher and […]
Beat Bigger Competitors: Three Ways SMEs Can Crack Valuable Niches
It can be a daunting task to find a way to achieve growth when a larger competitor is dominating your market. It feels like anything you can do, they can do bigger and better. They have all the financing they need, while you struggle to raise investment funding and meet your cash flow needs. Plus […]
How to Avoid the Pitfalls of Sourcing and Shipping
Offshore product sourcing and shipping are the twin scourges of many an Australian SME. They are expensive and play havoc with cash flow; they are time consuming and complicated to arrange; and both expose the business to financial and logistical risks. For those involved in the manufacture of goods in particular, shipping can be an […]
There’s Never Been a Better Time to Start Exporting
Becoming an exporter has always been a major step forward for any business, and today’s ambitious SMEs are no exception. However, while global markets still provide the key to next-level growth it is actually easier than ever before for Australian enterprises to take the plunge and start selling abroad. Businesses wanting to expand their trading […]
So Much Progress But What Now For Growth?
John purchased a building services business a year ago and with our help has successfully transformed the business through: Right sizing their operational costs Increased their productivity through correction and improvement of processes and detailed position descriptions and workflows Implemented technology to automate the previously manual sales to product delivery cycle and flipped a 80/20 […]
Over a coffee…. read about this very smart business.
Our newest client was looking for a business import, export and cash flow solution, but did not like the idea of property security over his family home. As a result he started to look at various unsecured business loans and initially he thought this would be an excellent solution. However, the problem became obvious to […]
Commercial Finance Broker Implements A Valuable Funding Structure for Business Client
This client is a growing Food Wholesaling business that supplies to the big retailers. They were looking to increase the number of product lines into the supermarkets, due to the excellent sales uptake of their healthy kids’ products, as well as hire more employees. The bank has been providing an overdraft facility for several years, […]
Lack of Business Finance Means Lost Opportunities
If your business has all the funding it needs to keep trading successfully it may be in the happy minority among Australian SMEs, but this isn’t an ideal situation if you can’t invest and grow. Have you ever thought about the cost of not investing? At OptiPay (OptiPay), we spend a lot of time talking […]
Bad Trade Debt: Five Ways to Protect Your Business
In our last article we looked at the dangers of providing credit to customers by giving them 30 or even 60+ days to pay for your goods and services. We compared this to juggling hand grenades in your office, never knowing if one of these trade debts is going to ‘go off’ and destroy your […]