This fresh produce business was referred to us by one of OptiPay’s exsiting clients. They sell to the markets and clients are paying in 30+ days. OptiPay has provided them with a $400,000 Full Ledger facility.
This Hazmat Services business came to OptiPay directly. The business is undergoing rapid growth with the building sector and needed funding to cover staff costs and opex. OptiPay provided the business with a $500,000 invoice finance facility.
OptiPay welcomes this waste transfer and recycling business to the OptiPay Family. The opportunity was won after a competitive bidding process presented to us by a trusted finance broker. OptiPay has provided a $1.0m Full Ledger Facility to the business.
Our latest NSW metal fabrication business was referred to us by a trusted finance broker. OptiPay has provided the business with a $500,000 Full Ledger invoice finance facility to assist them with their continued growth.
This outsourced labour hire business focused on IT and security came to OptiPay via a referral. We provided them with a $250,000 Selective Invoice Finance solution.
OptiPay would like to welcome our latest client, a fast growing QLD based Freight, Customs and Logistics business. OptiPay has provided a $500,000 full ledger facility to the business to assist with its continued growth.
This fast growing IT business has multi-national companies as customers, all of which are taking 45+ days to pay. They approached OptiPay after having a bad experience with another invoice finance provider. They love the fact that OptiPay does not call their clients nor interfere in their relationships, OptiPay provides a hand-off approach to invoice finance! We welcome them to the family.
OptiPay welcomes this business to the family after many months of courting and against a competitive process. We are pleased to offer a full ledger facility for a business that is undergoing good growth post the COVID-19 lockdowns.
This large diverse civil infrastructure business which provides engineering, construction, operations and maintenance services to various industries including transport, rail, water, waste management and the energy sector, was introduced to OptiPay via their broker. After a competitive process including their incumbent Invoice Finance provider, OptiPay won the deal with a $5.0 million facility. We are ecstatic to welcome such an innovative, high growth business to the OptiPay family.
This NSW industrial and commercial building services company which provides electrical, plumbing, and HVAC services Australia-wide to a range of government, corporate and industrial customers was introduced to us by their accountant. OptiPay has provided a $1.5 million Invoice Finance facility to this growing business. The team at OptiPay welcomes this business to the family!
This NSW Environmental Consulting Services Business has been struggling to keep up with demand with contracts coming from councils and local government departments. They approached OptiPay for a cash flow funding facility and in under a week, a Selective Finance solution was put in place for them to continue with their growth. We welcome them to the OptiPay family.
This fast growing offices supplies business, came to OptiPay via an existing client referral. The business is growing rapidly but is constrained by their large corporate clients paying their invoices in 45+ days. OptiPay has provided them with a $250,000 Selective Invoice Finance solution to assist with their growth. We welcome this high growth, online business to the OptiPay family.
The team at OptiPay would like to welcome an old client back! This owner used to work for a previous OptiPay client and now runs a successful labour hire business in WA. After approaching the largest player in the market to ensure that OptiPay was offering him the best solution, he return satisfied after doing his due diligence. The business now has a Selective Invoice Finance solution in place.
This Victorian specialised engineering services business came to us via a trusted broker. The business had been with another invoice finance provider for 3 years and now that the business was larger, was looking for a more flexible and cheaper solution. After a competitive process, OptiPay secured the client with a $950,000 full ledger facility. We’d like to welcome the business to the team.
The team at OptiPay would like to welcome this QLD based Risk Management & Safety Solution business to the family with a full ledger facility. OptiPay won this deal after management did a very extensive market ‘shop around’ covering price; service; flexibility; ability to implement the solution quickly; and sector knowledge. OptiPay came out as the winner in the end! The OptiPay team is thoroughly enjoying our ability in being able to provide solid cash flow funding solutions to growing businesses, especially during these tough times for SME’s.
This NSW Wholesale importer of recreational heating products was referred to us by an Accountant for a funding solution due to the business’ growth and increasing need to fund its imports. OptiPay put together a flexible invoice finance solution starting at an initial $500,000. Both the client and the accountant were very appreciative in our ability to get the business funded within 7 days of their first approach. We look forward to working together, welcome to the team.
This NSW labour hire and recruitment business came to us for a $1.0 million facility after being with the largest invoice finance provider in AU for over 2 years. Not only did we compete on price but OptiPay offered a higher advance rate and customer service that could not be matched. OptiPay prides itself in offering best in class customer service with very competitive pricing. Welcome to the family!
This QLD Recycling & Waste Disposal Services business recently took over contracts from another business and needed working capital finance to keep up with demand. Their broker approached OptiPay and in a short space of time, a $500,000 Invoice Finance solution was put in place for them to continue with their growth. We welcome the business to the OptiPay family. as the winner in the end! The OptiPay team is thoroughly enjoying our ability in being able to provide solid cash flow funding solutions to growing businesses, especially during these tough times for SME’s.
How do you purchase extra stock if you’ve outgrown your overdraft facility and your customers refuse to pay sooner than 30 day EOM? The answer for this NSW Agricultural business was a $2.0M Invoice Finance facility. Their broker recommended OptiPay as part of a competitive process, and we came out the winner! The team at OptiPay welcomes the business to the family.
Our latest client came to us from a broker, the client was with our competitor and his contract was up for renewal. He was looking for a $1.0M full ledger facility with higher advance rate and insurance over his debtors, which OptiPay satisfied against 3 of our competitors. OptiPay welcomes this high growth Industrial Wholesale business in the bearings and fasteners sector to the family.
This national wholesale buying group approached us, via their accountant, for a full ledger Invoice Finance facility. After a competitive process OptiPay beat 4 other parties. This wasn’t on price, but on our ability to close the deal quickly and the high levels of customer service satisfaction, referenced from our existing clients. We welcome the business to the family with an $800,000 facility. OptiPay continues to provide funding to businesses making >$1.5M in annual revenue, during COVID-19.
Our newest client, a QLD & WA industrial networking & cybersecurity IT business, came to us via their accountant. They have been wining contracts in the Mining, Energy and Utility sectors but typical payment terms are over 30 days from invoice, so the business has been struggling with working capital as staff are paid fortnightly. The accountant rightfully determined that the best solution over a business loan was an Invoice Finance solution. The firm now has the ability to keep growing with a $500,000 facility.
OptiPay would like to welcome this Sydney based electrical engineering firm to the family. Referred to us from a finance broker, the client required both a Trade facility to assist with purchasing supplies for new jobs and a fully ledger Invoice Finance facility to release cash from completed jobs in order to continue to drive growth. We implemented a combined $550,000 Trade and Invoice facility.
OptiPay would like to welcome this Sydney based electrical engineering firm to the family. Referred to us from a finance broker, the client required both a Trade facility to assist with purchasing supplies for new jobs and a fully ledger Invoice Finance facility to release cash from completed jobs in order to continue to drive growth. We implemented a combined $550,000 Trade and Invoice facility.
Referred from a finance broker, this QLD mining services business was looking for a new financier to provided greater flexibility with concentration limits and more competitive rates than its current Invoice Financing provider. OptiPay put in place a new facility within 5-days of being approached by the broker which included OptiPay Secure, our Trade Credit insurance protection. OptiPay welcomes this high growth business to the family.
The team at OptiPay would like to welcome this Civil Engineering business. The company was with another funder, but after recently winning large new contracts they quickly outgrew them. We competed with 3 other invoice finance providers plus a bank for this deal, but our ability to put a flexible $1.2M Full Ledger Facility in place in 4 days during COVID-19, proved a winner for the client.
This national Sales & Brand Activations business has been growing rapidly over the last few years and continues to do so during COVID-19, as more large corporates outsource this task, so much so that the owner has been struggling to keep up with demand. Clients are paying 45 days EOM, but the business has to pay its sales staff weekly. The owner approached OptiPay for an initial $750k Invoice Finance solution which we put in place within a week. The business can now continue on with wining contracts. We welcome this innovative high growth business to the family.
The team at OptiPay would like to welcome our latest client, a QLD based Engineering & Fabrication business that is undergoing rapid growth thanks to its mining clients that have been immune to COVID-19.
The deal came to us from a finance broker that was looking for a Full Ledger Invoice Finance facility for his client so that the business could access immediate cash from invoices that are only paid 60-days from issue date. Our $800,000 facility has now unlocked the cash tied up in the ledger and the business can now continue to access funds via our facility on a daily basis. We look forward to watching the business expand.
This NSW labour hire firm was no longer able to meet its weekly wages due to its ongoing growth. The firm provides services to government defence which take >30 days to pay their invoices. A flexible invoice financing solution from OptiPay has solved their issues. The team at OptiPay welcomes, another client to the family.
OptiPay would like to this Victorian earthmoving; civil contracting and labour hire business to the family. The business has been growing rapidly, purchasing vehicles and setting up in various locations, whilst still having to pay operating expenses. OptiPay has provided a selective 12-month invoice finance facility to support their growth.
Our latest deal, being a restructuring of a Trucking and Transport business, was introduced to us by an accountant, after we provided his previous client with a funding solution that has resulted in that business being able to double in growth in a very short period of time. This latest $400,000invoice finance facility will provide the funding this business needs to succeed. We welcome them into the family, and look forward to watching them grow.
The team at OptiPay would like to welcome to the family this thriving NSW Wholesale business, that designs labels for the liquor and drinks industry. We have provided them with a $700,000 selective invoice finance solution that will improve their cash flow position. We look forward to watching them grow and expand.
When their bank couldn’t provide sufficient funding for growth, this national Facilities Management company turned to OptiPay for a $1.5million Invoice Financing facility. OptiPay competed against two other competitors for this deal, but our flexible terms proved a winner for the client. The team at OptiPay would like to welcome this business to the family.
Rapid growth is one of the main reasons SMEs come to us and that was the case for this latest QLD based Telco Infrastructure Service Provider. The business has been struggling to keep up with demand, so they approached OptiPay for a cash flow solution. In a short space of time we approved a $350,000
Selective Invoice Finance solution for them to continue with their growth. The team at OptiPay would like to welcome them to the family.
This rapidly growing NSW Wholesale Distribution business was no longer able to meet the demand of having to maintain minimum stock levels for customers, whilst waiting 45+ days for their debtors to pay. OptiPay has solved their issue by providing them with a $4.0 million fully ledger Invoice Finance solution to allow them to continue growing. The team at OptiPay would like to welcome you to the family.
For many high growth businesses, there comes a time when the owners realise that in order to keep growing they’ll have to look beyond an overdraft and a non-bank loan. The team and OptiPay would like to welcome this IT hardware business to the family, which was referred to us by a broker. The $350,000 invoice finance facility will help the business manage their continued growth and demand for exports.
The team at OptiPay is delighted to welcome to the family this high growth New South Wales Baby Products business, that sells its products globally. The business was recommended to us by one of the Big 4 banks when their overdraft wasn’t enough to meet their growing working capital needs. We have provided them with an Invoice Finance and Trade Finance solution, and look forward to supporting their growth plans.
This Repairs & Maintenance business focused on the railway sector has been getting contracts faster than it could be funded out of working capital. A OptiPay Supply Chain funding solution has solved this by paying suppliers ‘cash on delivery’, obtaining an early settlement discount and then paying OptiPay 90-days later. This coupled with OptiPay’s Invoice Finance solution ensures the business receives upfront payments instead of waiting 45-days from its large engineering clients. The team at OptiPay would like to welcome the business to the family, who now has the ability to keep growing with a $750,000 facility.
The team at OptiPaywould like to welcome this medium size cleaning and maintenance business to the family. With a blue chip client base in aged care, industrial, retail and the fitness sector, they needed a funding solution that would grow with the business (>30% YOY growth), in order to meet their growing weekly wages as well as ongoing supply needs. OptiPay has provided them with an initial $1.0 million fully disclosed Invoice Finance facility, proving that not one of their debtors have frowned upon them for having such a facility, in fact Debtor Finance is seen as a positive by their debtors.
OptiPay would like to welcome, its newest client. This well-established IT distributor with offices across Australia and Asia Pacific, has thousands of reseller partners as clients. They approached their bank for a loan but were quickly denied due to their inability to provide property even though the business is generating good cash flows. They turned to OptiPay to establish a significant Invoice Financing solution to immediately release the cash in their debtors ledger. The ability for them to now access cash within 24 hours of issuing invoices instead of waiting 45 days to get paid is allowing them to employ more staff and secure more contracts. Great result for all!
Rapid growth is one of the main reasons businesses come to us. When this Creative Content Agency’s existing Invoice Finance provider could no longer satisfy the needs of this NSW business it turned to OptiPay and now has a $1.75 million facility in place. We competed against a bank and another Debtor Finance provider for this deal, but our flexible terms proved a winner. The team at OptiPay welcomes you to the family.
OptiPay would like to extend a warm welcome to this QLD pastoral company which supplies agricultural products i.e. wheat, hay, feed etc to other businesses including Australian government agencies, on contract. They came to OptiPay as they were struggling to match their supply payments to their customer payments and hence had a cash flow squeeze each month, which was getting worse as they continued to grow their sales. A $500,000 Debtor Finance facility is now allowing them to free up cash whilst still allowing them to offer trade terms to their clients, in order to remain competitive.
How do you purchase extra stock if you’ve outgrown your overdraft facility? The answer for this wholesale business that sells Camper trailers and accessories, was to implement a OptiPay Supply Chain funding solution. The business negotiated to pay its suppliers ‘cash-on-delivery’, obtaining early settlement discounts, which OptiPay pays, giving the business up to 120 days to repay OptiPay. Another fast growing wholesale trade business that’s now able to keep growing with a $250,000 Supply Chain facility. Welcome to the family.
OptiPay’s full ledger Invoice Finance solution works for all size businesses and for a multitude of industries. The team at OptiPay would like to welcome this national Landscaping firm who now has the ability to keep growing with an initial facility of $300,000 growing to $800,000 for their working capital growth. With the enlarged facility OptiPay will also be implementing a Supply Chain solution for the client whereby OptiPay pays their suppliers directly.
This skin-care cosmetics manufacturer based in Victoria, has a customer base that is 100% offshore. Due to the time lag from sale of product to receiving payment they approached OptiPay for an Invoice Finance solution, as OptiPay is able to fund against overseas debtors. They used to have a non-bank business loan, but it proved limited against their growth requirements. OptiPay has provided them with an initial $250,000 facility as they continue to open up sales channels in new countries. OptiPay welcomes this fast growing global business to the family.
This fast growing Registered Training Organisation (RTO) with hundreds of clients, offers short courses (online and face-to-face) to employees of mid to large corporates. Problem is the RTO has to pay its tutors weekly, but the corporates only pay 30-days EOM. OptiPay has provided this RTO with a bulk Invoice Finance solution having an initial limit of $250,000 along with funding 90% of invoice values to ensure that the business has the cash flow it requires to pay staff & continue on its growth trajectory. The team at OptiPay welcomes this business to the family.
The team at OptiPay would like to welcome this fast growing NSW Food Manufacturer & Wholesaler to the family. They were referred to us by their finance broker after their incumbent invoice finance provider was unable to provide the flexibility they need, nor the increased facility size required for their growth. Our full ledger Invoice Finance solution will help improve their cash flow position by releasing 85% of the invoice values in their ledger and we’ll provide further ongoing support for their rapid growth. OptiPay – Your Partner for Growth!
The team at OptiPay would like to welcome this Victorian haulage business to the family. The business has been growing rapidly, purchasing vehicles and setting up new locations, whilst still having to pay operating expenses, but fell behind in its ATO tax debt. OptiPay has provided them with a $300,000 Invoice Finance facility to pay the ATO & continue with their growth.
OptiPay is pleased to partner with this Cladding & Rendering business to assist in its growth as a result of all the work required across the country in repairing all the various cladding issues on buildings. OptiPay’s selective Invoice Finance works for all size businesses and for a multitude of industries. The team at OptiPay would like to this business to the family. The business now has the ability to keep growing and fulfilling its orders with a $250,000 facility.
How do you pay for your imported stock when you have to wait 45+ days for your debtors to pay, if you’ve outgrown your current business loan from a fintech provider? The answer for this Victorian based wholesale distributor of polymers & plastics was to secure an initial $250,000 Invoice Finance facility with OptiPay to continue funding its growth. The team at OptiPay would like to welcome the business to the family and we look forward to assisting them with their national expansion plans.
OptiPay’s Invoice Finance solution works for all size businesses and for a multitude of industries. The team at OptiPay would like to welcome, this national Cabinet Manufacturing business to the family. The business now has the ability to keep growing with our $250,000 initial facility for their working capital.
The team at OptiPay are delighted to welcome this thriving Queensland Truck & Trailer Autobody Manufacturer to the OptiPay family. They were referred to us by their broker for a $250,000 full ledger debtor finance facility that will improve their cash flow position. We look forward to watching them expand nationwide.
How do you purchase stock from overseas if your current Trade Finance facility with your bank requires payment to be made to your supplier prior to arrival of goods into Australia, but you have 60 day payment terms with your supplier? The answer for this Refrigeration Equipment business was to implement a Trade Finance facility with OptiPay allowing the business to pay for the goods at 60 days (ie: after arrival in Australia) and then have 120 days to repay OptiPay This together with an Invoice Finance facility for $450,000 to fund their debtors is now allowing the business to fulfil all its orders. The team at OptiPay extends a warm to welcome to the family.
Rapid growth is one of the main reasons SMEs come to OptiPay and that was the case for our latest client – a fast growing labour hire business. This New South Wales business was referred to us by a finance broker. We were able to provide them with a $250,000 full ledger Invoice Finance facility to help them achieve their growth targets whilst ensuring financial stability. The team at OptiPay extends a warm welcome to the family.
The team at OptiPay is delighted to welcome this thriving Queensland Industrial Maintenance and Inspection Services business to the family The business now has a $250,000 full ledger, Invoice Finance Facility which will help improve their cash flow position. We look forward to assisting them with their growth and expansion.
When their bank couldn’t provide sufficient debtor finance to fund growth, this Marine & Defence engineering business turned to OptiPay and they now have a $500,000 Invoice Finance facility in place. We competed against two competitors for this deal, but thanks to their savvy broker, he quickly worked out that our flexible terms and high advance rates proved a winner for the client. We’d like to extend a warm welcome to the OptiPay family.
OptiPay is delighted to welcome this logistics business to the family which does long and short haul trips in the mining sector. The business has been growing rapidly, including the purchase of new vehicles and securing new contracts, whilst still having to pay operating expenses on a weekly basis. OptiPay has provided them with a $450,000 Invoice Finance facility to continue with their growth.
OptiPay is delighted to welcome this thriving Queensland Signage business to the family for a $300,000 Invoice Finance facility. We competed with two other providers for this deal, but our flexible terms proved a winner for the client in the end.
For many entrepreneurs of high growth wholesale businesses, there comes a time when they realise that in order to keep growing they’ll have to look beyond self-funding. The team at OptiPay would like to welcome this Food Wholesale business to the family with their new $450,000 full ledger Invoice Finance facility , to assist with their growth.
Our new client, an Electrical Maintenance and Installation business came to us when their current bank couldn’t provide a sufficient Debtor Finance facility, without the need for property security. The owner turned to OptiPay after approaching two other Invoice Finance providers as OptiPay was able to provide the most flexible solution. The business now has a $450,000 full ledger, Invoice Finance Facility, coupled with a $250,000 Trade Finance facility for the import of its supplies. The team at OptiPay welcomes this business to the family.
This NSW beverage and other produce wholesaler approached OptiPay via a broker who recognised they’d need help with their cash flow to manage their growth trajectory, but needed a structured Invoice Finance solution with part selective attached. OptiPay was successful after a bidding process in demonstrating the most flexible and innovative solution for this broker’s client. The team at OptiPay welcomes this business to the family with their new $350,000 initial facility, to assist with their growth.
This rapidly growing Medical Services Firm has been finding it too hard meet its weekly salary and wages bill for its medical staff, including its nurses, due to the extended payment terms from its client base and wanted a cost effective funding option. OptiPay has solved their issue by providing a $250,000 full ledger Invoice Finance Facility, with further room for growth. The team at OptiPay welcomes this business to the family.
This rapidly growing property maintenance business was no longer able to meet its weekly wages bill, as they have been taking on new staff at a rapid rate, on the back of new contracts with blue chip clients. Their Finance Broker approached OptiPay for a full ledger Invoice Finance Facility to solve their cash flow issues. The team at OptiPay welcomes this business to the family with their new $750,000 initial facility.
Our newest client, a NSW engineering business, came to us via a new finance broker relationship. With the business having exceed their overdraft facility, the broker realised that Invoice Finance was the best option to unlock cash in order to allow the business to continue growing. We competed against three competitors for this deal, but our flexible terms and sharp pricing proved a winner in the end. OptiPay’s $800,000 full facility will provide the funding they need. The team at OptiPay welcomes this business to the family.
OptiPay would like to thank all those brokers that are supporting us in the rapid growth of our full ledger facilities, as well as our flexible Trade Finance solutions.
This importer of plastic, metal and cardboard packaging is undergoing rapid growth as it supplies various industries across Australia. The business had a trade finance facility with one of OptiPay’s competitors but had outgrown it. Their accountant approach OptiPay and we were successful in not only beating the rates, but they now have a $650,000 Import (Trade Finance) facility coupled with a $1.2 million Invoice Finance facility. The team at OptiPay welcomes this business to the family.
This fast growing full service building & property maintenance business has been securing large commercial contracts and is now finding it hard to meet its weekly wages and opex due to extended debtors payment terms. OptiPay has provided them with an initial $900,000 full ledger Invoice Finance facility. The team at OptiPay welcomes this business to the family.
This growing industrial lighting business was brought to OptiPay by a finance broker. The current facility was with a competitor, but we were able to provide more flexibility, better pricing and a higher facility limit. OptiPay has provided a $1.0 million full ledger Invoice Finance facility, covered by OptiPaySecure our insurance wrapper, as well as a $450,000 Trade Finance facility to assist with their imports. The team at OptiPay welcomes you to the family.
This allied health business has faced an increasing need for its services particularly in clinical research to pharmaceutical companies, contract research organisations (CROs), biotech companies and medical device companies, all of whom require extended payment terms. OptiPay has solved their working capital issues by providing this healthcare business with an initial $300,000 selective invoice financing facility. The team at OptiPay would like to welcome you to the family .
This fast growing mining services business in Queensland was no longer able to meet its ongoing working capital requirements and needed a flexible funding solution without the need for property security. OptiPay has solved their issues by providing them with a full ledger, Invoice Finance facility of over $250,000. The team at OptiPay would like to welcome to the family, another great example of a firm which now has the ability to keep growing.
OptiPay’s invoice finance solution will assist this Geo-Technical and Drilling firm with its ongoing growth, by offering an initial $200,000 facility for their working capital. We would like to extend a warm welcome to the OptiPay family.
Debtor finance works for all sizes of businesses in a wide variety of industries. The team at OptiPay would like to extend a warm welcome to this Environmental & Mapping Services business as our latest client. We’re looking forward to providing our innovative cash flow solution to assist them with growth.
The flexibility of OptiPay’s Import Finance offering coupled with selective Invoice Finance for smaller high growth customers was a key to attracting this garment designer, manufacturer and importer/exporter to take up a Trade Facility with OptiPay. OptiPay would like to welcome the business to the OptiPay family.
This fast growing Commercial Maintenance business knew they’d needed a more robust working capital facility to manage their ongoing cash flow needs, when they took on larger, new customers with longer payment terms. OptiPay has provided them with a flexible, full ledger Invoice Finance facility to support their growth. OptiPay would like to welcome the business to our family.
Debtor finance works for all sizes of businesses in a wide variety of industries. The team at OptiPay would like to extend a warm welcome to this Environmental & Mapping Services business as our latest client. We’re looking forward to providing our innovative cash flow solution to assist them with growth.
A fast growing building maintenance firm was no longer able to meet is increasing weekly salary and wages expense, against 60 day debtor payment terms. OptiPay has solved their issues with a flexible funding solution. OptiPay would like to welcome the business to the family, as they now has the ability to keep growing with an initial $150,000 facility.
One of the Big Four banks worked with OptiPay on this NSW professional services client to implement a flexible Invoice Funding solution on top of its existing senior debt facility with the bank. OptiPay has provided a $500,000 invoicing facility to help the business overcome its long working cycle that it has with its clients. OptiPay would like to welcome the business to the family.
For many high growth businesses, there comes a time when owners need to access external funding, with flexibility, in order to keep growing. We welcome this Marine business to the OptiPay family. Their new $200,000 facility will help the business manage its growth and take on new clients.
OptiPay offers several different funding solutions and services, one or more of which charges no interest and has no long lock in contract period, called the Fully Flexible funding option. Conditions, fees and charges apply to some of the Services provided, which may change, or we may introduce new ones in the future. Full details for all funding options (Services) including any fees and charges which may apply, is available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the funding agreements provided, for your selected funding solution (product/service), including all the Terms and Conditions contained in agreements provided, before proceeding. *T&Cs: Minimum 12-month invoice funding contract with OptiPay. Direct clients only, offer doesn’t apply to broker introduced clients. All standard credit terms and conditions apply including credit assessment. Not applicable to existing clients.