Funding vs. Lending: understanding the difference
There is a wide array of different reasons why a small business might need access to extra incoming cash at any particular moment. Sometimes,
The OptiPay blog is a useful resource to assist you fully appreciate the benefits of innovative business
funding solutions. We post regular contributions from business leaders, as well as case studies, industry
news, and tips and tools from our OptyiPay experts.
There is a wide array of different reasons why a small business might need access to extra incoming cash at any particular moment. Sometimes,
Way back in the day, Shakespeare wrote, “All the world’s a stage, and all the men and women merely players”. Today, the stage has changed,
Nearly every business, regardless of the size, has problems meeting their regular obligations at one time or another. Standard expenses like paying suppliers, meeting payroll
For those of us who’ve been around long enough to remember the ‘Oils Ain’t Oils’ advertisement, it is an apt reminder that not all business
Most companies stall or fail not because of bad product but because of bad cash flow. If you are among the SMEs that leave invoices
Is your business dealing with extended supplier payments or seasonal fluctuations? Perhaps your customers just can’t seem to pay on time. Whatever the cause of
Regardless of how much experience you have in the mining industry or how stable your business happens to be, late payments can spell trouble for
Invoice Financing vs. Invoice Factoring:What You Need To Know A consistent cash flow is the lifeblood of a business. It is how an organisation is
People have a way of forgetting that cash flow involves a whole lot more than just money coming into your business. In many ways, it’s
OptiPay offers several different funding solutions and services, one or more of which charges no interest and has no long lock in contract period, called the Fully Flexible funding option. Conditions, fees and charges apply to some of the Services provided, which may change, or we may introduce new ones in the future. Full details for all funding options (Services) including any fees and charges which may apply, is available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the funding agreements provided, for your selected funding solution (product/service), including all the Terms and Conditions contained in agreements provided, before proceeding. *T&Cs: Minimum 12-month invoice funding contract with OptiPay. Direct clients only, offer doesn’t apply to broker introduced clients. All standard credit terms and conditions apply including credit assessment. Not applicable to existing clients.