Cash flow difficulties can make even the best-run businesses struggle from time to time. Slow payers can mean you’re spending time on collection rather than using your energy to drive your business forward, but even on-terms payment can put resources under stress when funds are locked up the in accounts receivables ledger.

But what if you could unlock this value, receive early payment for every invoice, and use it to ease all your cash flow problems at a stroke?

Invoice discounting lets you receive funds from your invoices almost immediately after you issue them, rather than waiting for 30, 60, or even 90 days to be paid. You can receive up to 90% of an invoice’s value within 24 hours of verification, and all it costs is a small fee which is taken when the customer pays their bill.

What Are the Advantages of
Invoice Discounting?

And what’s more, you’re protected against debtor defaults. If your invoice is unpaid because the debtor goes into administration, you’ll be covered by our debt protection service. We can claim the outstanding debt through insurance, and you won’t need to repay the invoice advance.

Is Your Business Eligible for Invoice Discounting?

Although invoice discounting is easier and quicker to arrange than other forms of commercial finance, there are a few qualifying criteria which need to be met.
Any small to medium business which meets these qualifications can use invoice discounting to access funding, with no extra debt burden or reduction in business equity.

Getting Started with Invoice Discounting

If you want to see how invoice discounting can solve your cash flow problems, contact our specialist team with just a few details of your business and your funding requirements. The application process is quick and easy, and you could solve your outstanding invoice problems in just a few hours.

Here’s why Our Clients choose OptiPay

This is Paul, he is one of the directors of UVS, a labour-hire provider to the construction industry. Here’s what he has to say about how OptiPay was able to help his business grow and succeed. Contact an OptiPay expert today to see how we can help you.

Play Video about OptiPay Testimonial from UVS

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OptiPay Platform Integrations

OptiPay’s accounting interface is quick to setup and integrates seamlessly with your accounting software to help to manage your money and pay suppliers.
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