Invoice Finance vs. Traditional Bank Loans: Which is Better for Cash Flow Management
Cash flow is the lifeblood of any business – maintaining a steady stream of working capital is critical for covering daily expenses and fueling growth.
The OptiPay blog is a useful resource to assist you fully appreciate the benefits of innovative business
funding solutions. We post regular contributions from business leaders, as well as case studies, industry
news, and tips and tools from our OptyiPay experts. John Test
Cash flow is the lifeblood of any business – maintaining a steady stream of working capital is critical for covering daily expenses and fueling growth.
For many Australian businesses, particularly small and medium-sized enterprises (SMEs), late payments from clients are a persistent and costly challenge. Late payments have become so
For small and medium-sized enterprises (SMEs) in Australia, managing cash flow can often feel like a never ending uphill battle. Late payments, extended credit terms,
Whether you’re a small retailer or a large-scale manufacturer, the way you handle your stock significantly impacts your bottom line. Poor inventory practices often lead
With rising expenses eating into profits, as well as lower consumer spending, businesses are increasingly seeking innovative ways to stretch their budgets without sacrificing quality.
Angus Sedgwick, CEO of OptiPay, on trends in non-banking finance in Australia – ION Analytics In this fireside chat with ION Analytics, Giovanni Amodo,
Overhead expenses can add up quickly, eating into your profitability and leaving less capital for growth. For Australian small business owners, finding ways to streamline
From securing better rates to obtaining favourable payment terms, the ability to negotiate successfully with vendors is a skill all business owners must learn as
With rising operational costs and economic uncertainty, finding ways to reduce expenses without sacrificing efficiency is essential for businesses with long-term growth objectives. For many
OptiPay offers several different funding solutions and services, one or more of which charges no interest and has no long lock in contract period, called the Fully Flexible funding option. Conditions, fees and charges apply to some of the Services provided, which may change, or we may introduce new ones in the future. Full details for all funding options (Services) including any fees and charges which may apply, is available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the funding agreements provided, for your selected funding solution (product/service), including all the Terms and Conditions contained in agreements provided, before proceeding. *T&Cs: Minimum 12-month invoice funding contract with OptiPay. Direct clients only, offer doesn’t apply to broker introduced clients. All standard credit terms and conditions apply including credit assessment. Not applicable to existing clients.