Need a Business Loan?

Does your business need a cash injection to help with cash flow? Are you fed up with trying to secure financing from banks and others that tie you in to strict repayment schedules with fixed weekly or monthly interest charges and property as security? If you’d prefer an unsecured business loan, it’s time you met with OptiPay who can provide your business funding facilities ranging from $100,000 to $5.0 million.

Rated 4.9 out of 5

A Better Alternative
to Unsecured Loans

OptiPay offers an innovative flexible funding solution that is a real alternative to bank and other loans. Unlike so-called ‘alternative finance’ providers, OptiPay’s flexible invoice discounting really is different. Not only does it have no upfront costs or set-up fees, but there is no fixed payment schedule or even interest rates to repay.

Either go online and click on Apply Now to access our easy online platform to register (don’t worry we also accept emailed documents) and once approved, your business will have access to the money its owed from it’s clients. In most instances, the money tied up in your debtors ledger is usually enough to cover all your upfront and ongoing cash flow needs.

OptiPay Invoice Finance vs
Unsecured Business Loans

OptiPay Invoice Finance
Bussines Loans
Revolving Facility
No Fixed Repayment Period
No Property Security Required
No Weekly/Monthly Repayments
No Monthly Interest Rate Charged
Online & Quick
Money Available Within 24 Hours of Approval
Limited Recourse

Quick Online Enquiry

It will only take a few seconds & will not affect your credit rating.

How it Works

Invoice Finance Offers A
Great Solution To

OptiPay Funding Process

5 simple steps to secure funding

Quick same-day setup

Select your invoices and upload

Due diligence

Access up to 90% of your cash up front

Access balance of cash

Don’t let your cash flow problems
grow out of your control – Get us on a call today

There’s no point sitting around

and waiting if you are facing an impending cash flow crisis. While other solutions can have major drawbacks and unseen costs, we don’t.

We are for Australian Businesses.

It’s our mission to help Australian Businesses grow and profit.

We act fast as well.

Once you are on board with us, you can often get funding within 24 hours of your request, with our easy to use online system, (48 hours if you are new usually.)

Best of all,

we work out custom solutions for our clients.

Book a call with us below,

and we will go into depth about any questions or concerns you may have. We can often end up saving our clients a lot of money with our custom solutions.

There are no obligations,

no surprises and we are happy to answer any questions.

Even if you don’t decide to work with us,

we can give you greater clarity to how you can overcome your cash flow problems and get the funding you need.

We are here to make things as easy as possible for you.

No business that’s got real clients should be caught in a cashflow drought just because of a few late payments. It’s wrong that it can be so hard for b2b companies to get the funding they need when they are growing and have bills that must be paid.

We’ve built tim not to serve us, but rather to serve you.

That’s why there’s no interest, no upfront fees, and no payment schedule. Tim is simply a tool you can use to securely get the funds you need now, so your business isn’t choked to death.

Here’s why Our Clients choose OptiPay

This is Paul, he is one of the directors of UVS, a labour-hire provider to the construction industry. Here’s what he has to say about how OptiPay was able to help his business grow and succeed. Contact an OptiPay expert today to see how we can help you.

Play Video

We’ve Funded Over a Billion Dollars to Australian Businesses

Discover why so many Australian businesses are choosing OptiPay.
Our Customers Have Rated Us “Great”

OptiPay Platform Integrations

OptiPay’s accounting interface is quick to setup and integrates seamlessly with your accounting software to help to manage your money and pay suppliers.
OptiPay Cash Flow Finder