
Cash Flow vs Profit: Why Profitable Businesses Still Run Out of Money
Most business owners have lived through that strange and frustrating moment when the financials insist everything is fine, yet the bank balance tells a very
The OptiPay blog is a useful resource to assist you fully appreciate the benefits of innovative business
funding solutions. We post regular contributions from business leaders, as well as case studies, industry
news, and tips and tools from our OptyiPay experts.

Most business owners have lived through that strange and frustrating moment when the financials insist everything is fine, yet the bank balance tells a very

Most business owners understand the idea of invoice factoring. You hand over your invoices and receive cash quickly instead of waiting weeks or months for

Most business owners have lived through that confusing moment where the profit line looks healthy but the bank account feels like it’s empty. It is

There is a moment most business owners eventually face, usually somewhere between obtaining more work and wondering why working capital still feels tight. That tension

Cash flow challenges show up differently depending on the type of business you run. A service business might feel the pressure when payroll hits before

Seasonal and cyclical businesses have to learn to strategically manage ebbs and flows. Some months are full of activity, with orders coming in faster than

Invoice financing has evolved significantly in recent years. Today, invoice financing is recognised as a strategic financial tool. At its core, it still revolves around

A few years ago, ESG sat mostly in the world of large corporations, annual reports and investor briefings. That line has now blurred. Environmental, Social

There’s a pressure that creeps in when interest rates start climbing. It begins with slightly higher repayments, a little more caution from lenders, and a