Who’s missing the point on bank lending?
Small Business and Family Enterprise Ombudsman Kate Carnell was back in the news recently as she rightly derided claims by Australia’s banking leaders that lending
The OptiPay blog is a useful resource to assist you fully appreciate the benefits of innovative business
funding solutions. We post regular contributions from business leaders, as well as case studies, industry
news, and tips and tools from our OptyiPay experts.
Small Business and Family Enterprise Ombudsman Kate Carnell was back in the news recently as she rightly derided claims by Australia’s banking leaders that lending
Improved operating margins through innovative business cash flow acceleration at 4.87% pa. Our transport client was running a full facility with a first tier factoring
Nobody wants to be morbid and dwell on death, but being a business owner comes with responsibilities. Therefore, every business owner really ought to put
There was a time when every Australian SME had a business overdraft. They were widely available and because interest was payable only when the company
OptiPay received an enquiry from a finance broker requesting a proposal to solve the following issues for their current: Their client is a haulage and
Talk to a salt of the earth Australian businessman about off-balance sheet financing, and he’s likely to look at you askance. Quite rightly, people want
Most small businesses have ambitions to grow – whether to become a global mega-corporation or just to establish a more secure and comfortable future for
OptiPay received an enquiry from a mid-size regional accounting practice. Their brief was as follows: Their client was a successful (small) engineering and fabrication business
Flexible invoice discounting means you can get access to the money you are owed immediately, but it doesn’t mean that you should let customers walk
OptiPay offers several different funding solutions and services, one or more of which charges no interest and has no long lock in contract period, called the Fully Flexible funding option. Conditions, fees and charges apply to some of the Services provided, which may change, or we may introduce new ones in the future. Full details for all funding options (Services) including any fees and charges which may apply, is available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the funding agreements provided, for your selected funding solution (product/service), including all the Terms and Conditions contained in agreements provided, before proceeding. *T&Cs: Minimum 12-month invoice funding contract with OptiPay. Direct clients only, offer doesn’t apply to broker introduced clients. All standard credit terms and conditions apply including credit assessment. Not applicable to existing clients.