Funding vs. Lending: understanding the difference
There is a wide array of different reasons why a small business might need access to extra incoming cash at any particular moment. Sometimes,
The OptiPay blog is a useful resource to assist you fully appreciate the benefits of innovative business
funding solutions. We post regular contributions from business leaders, as well as case studies, industry
news, and tips and tools from our OptyiPay experts. John Test
There is a wide array of different reasons why a small business might need access to extra incoming cash at any particular moment. Sometimes,
Small to medium enterprises (SMEs) in Australia are increasingly finding difficulties in obtaining appropriate finance. There are a range of reasons why this is the
Finance is undoubtedly not the easiest subject to understand, even for those who’ve been in the industry for years. As a business owner or leader,
SMEs are engines of economic growth in Australia as the sector contributes significantly to the country’s market and employment. According to Australia’s Bureau of Statistics
Invoice finance is an excellent tool for growing businesses to free up cash flow to improve your small to medium enterprise (SME). You’ve gone through
It’s quite challenging to keep a business going when you’re on a tight budget, but it can be done. Small business owners are working in
As the economy rebounds from the impacts of COVID-19, we are seeing the outstanding opportunities presented from accelerated technology adoption and new ways of working.
Competition is healthy for your business. It motivates you to become better, pushing you to innovate and change your “old” strategies to new ones so
Accounting is one of the most critical cogs of business, yet many business owners view it as a chore and not an opportunity. Consequently, they
OptiPay offers several different funding solutions and services, one or more of which charges no interest and has no long lock in contract period, called the Fully Flexible funding option. Conditions, fees and charges apply to some of the Services provided, which may change, or we may introduce new ones in the future. Full details for all funding options (Services) including any fees and charges which may apply, is available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the funding agreements provided, for your selected funding solution (product/service), including all the Terms and Conditions contained in agreements provided, before proceeding. *T&Cs: Minimum 12-month invoice funding contract with OptiPay. Direct clients only, offer doesn’t apply to broker introduced clients. All standard credit terms and conditions apply including credit assessment. Not applicable to existing clients.