The OptiPay blog is a useful resource to assist you fully appreciate the benefits of innovative business
funding solutions. We post regular contributions from business leaders, as well as case studies, industry
news, and tips and tools from our OptyiPay experts.
IF YOUR business is waiting longer for invoices to be paid in 2015, you’re not alone. Australia’s small and medium businesses are being forced to
WHILE Australian SMEs are increasingly using invoice finance to improve working capital and grow their businesses, common misconceptions remain about how fees are calculated. One
Myth 1. Invoice finance hurts your income The truth: Importantly, an invoice finance service fee is not an annualised interest rate. Our fee stops the
1. What size does an invoice need to be? An invoice needs to be $5,000 (including GST) or greater with no limit to the size
RUNNING a commercial cleaning business in Australia can deliver high income, especially in the corporate and industrial sectors. However, working with commercial clients has one
Our client provides specialised components to engineering firms for use in large infrastructure projects. In this situation, it had been contracted to provide its goods to a building company in the
Poor cash flow is one of the main reasons SME’s fail in Australia. Without consistent working capital, it’s difficult to purchase new equipment and materials
You can easily find yourself lacking working capital, which is one of the biggest contributing factors to the failure of one in six SMEs. Here’s
Even Australia’s most successful companies have their share of cash flow troubles, especially during growth phases. Profits and cash flow are not the same thing.
OptiPay offers several different funding solutions and services, one or more of which charges no interest and has no long lock in contract period, called the Fully Flexible funding option. Conditions, fees and charges apply to some of the Services provided, which may change, or we may introduce new ones in the future. Full details for all funding options (Services) including any fees and charges which may apply, is available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the funding agreements provided, for your selected funding solution (product/service), including all the Terms and Conditions contained in agreements provided, before proceeding. *T&Cs: Minimum 12-month invoice funding contract with OptiPay. Direct clients only, offer doesn’t apply to broker introduced clients. All standard credit terms and conditions apply including credit assessment. Not applicable to existing clients.
