OptiPay supports Australia’s farmers, forestry sector and fisheries exporters by providing them with flexible, smart financing that is tailored to their needs.
Australia enjoys a thriving trade in agricultural products, fish and timber. The sector is an important part of the economy and its exports in particular help with the balance of trade: but it can be risky and difficult for businesses to enter foreign markets without proper financing.
In order to successfully export their delicious food, agriculture and fishery businesses need the money to meet extra upfront costs such as expensive, fast shipping, and like forestry sector businesses who trade overseas also face a larger cash flow gap because the order takes longer to fulfil before they can issue an invoice and wait for international payment.
Given the lucrative possibilities and business prestige associated with being an exporter, some businesses may be tempted to seek a bank loan in order to access global markets. However, this is potentially expensive, and will leave the exporter in the constant position of waiting for payments that will come 30, 60 or even 90 days after an international purchase order is received.
This means that the business will forever be paying interest, as the cash flow gap never goes away. The repayments themselves are another drain on working capital while you wait for an invoice to be paid.
This is why specialist export finance can be a better option: it is designed to pay you up front for international purchase orders, for a fixed fee that is settled along with the main sum when the client pays.
OptiPay’s Export Finance is a specialist trade finance solution which provides your business with the upfront cash flow it needs to fund the export of products. Our solution will fund up to 100% of your purchase orders received from overseas buyers, with repayment of the facility up to 90 days later.
We support many companies in Australia’s agriculture, forests and fisheries sector, helping them to export our wonderful natural produce around the world.
Another advantage of this kind of smart export finance is that it is automatically tailored to your needs and size. Exporters in the farming, forestry and fisheries sector can vary from large agri-businesses to quite small concerns, but the beauty of our flexible export finance is that it is equally suitable to all: the funding is always equal to the purchase order, and will usually fit the timescale between receipt of the order and final payment.
OptiPay’s export finance just needs your business to have proven overseas orders with good clients. Our solutions allow you to retain the capital in your business until the goods are delivered to your customer overseas and paid for. If required, OptiPay will also manage your entire logistics, freight forwarding and forex, with no property security required.
Once established, the line of credit can be drawn, repaid and used repeatedly. You can use it as often or as little as you like, and will only pay when you are exporting!
OptiPay is a leading smart finance company and can provide your agriculture, forestry or fishing business with a competitive quote. For more information, fill out this form or call us on 1300 694 686.
This is Paul, he is one of the directors of UVS, a labour-hire provider to the construction industry. Here’s what he has to say about how OptiPay was able to help his business grow and succeed. Contact an OptiPay expert today to see how we can help you.
Really Great Service
The level of service was amazing. I can't commend enough OptiPay's staff for their support and understanding. I would definitely do business with them again.Very Professional
We were having cash flow problems due to sudden growth in our business. We dealt with OptiPay and their staff were so helpful, they were able to quickly solve our issues. I highly recommend them to anyone in need of invoice financing.Very Professional
We were having cash flow problems due to sudden growth in our business. We dealt with OptiPay and their staff were so helpful, they were able to quickly solve our issues. I highly recommend them to anyone in need of invoice financing.OptiPay offers several different funding solutions and services, one or more of which charges no interest and has no long lock in contract period, called the Fully Flexible funding option. Conditions, fees and charges apply to some of the Services provided, which may change, or we may introduce new ones in the future. Full details for all funding options (Services) including any fees and charges which may apply, is available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the funding agreements provided, for your selected funding solution (product/service), including all the Terms and Conditions contained in agreements provided, before proceeding. *T&Cs: Minimum 12-month invoice funding contract with OptiPay. Direct clients only, offer doesn’t apply to broker introduced clients. All standard credit terms and conditions apply including credit assessment. Not applicable to existing clients.